https://www.jouffroyfinance.fr/en/nos-services-pour-votre-retraite/https://www.jouffroyfinance.fr/en/nos-services-pour-votre-retraite/https://www.jouffroyfinance.fr/en/nos-services-pour-votre-retraite/https://www.jouffroyfinance.fr/en/nos-services-pour-votre-retraite/{"id":912,"date":"2017-02-09T01:59:20","date_gmt":"2017-02-09T01:59:20","guid":{"rendered":"http:\/\/www.jouffroyfinance.fr\/en\/?page_id=912"},"modified":"2026-04-16T15:15:48","modified_gmt":"2026-04-16T15:15:48","slug":"nos-services-pour-votre-retraite","status":"publish","type":"page","link":"https:\/\/www.jouffroyfinance.fr\/en\/nos-services-pour-votre-retraite\/","title":{"rendered":"Savings & Retirement"},"content":{"rendered":"

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SAVINGS & RETIREMENT<\/h1>\n

CONSTITUTE \u00a0\u2022 MANAGE \u2022 TRANSMIT<\/h5>\n<\/div>\n

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The French save about 19% of their income… and you?<\/em><\/h1>\n
“The urgency is to think about the long-term”<\/b><\/em><\/h5>\n<\/div>\n
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MAKE A RETIREMENT REPORT<\/h4>\n

First, make a retirement assessment. A simulation of your pension rights will be able to specify the amount you will receive from the compulsory scheme. This will highlight the shortfall from your current income.<\/p>\n

Every reason to believe that there is a major interest to build the future additional income you need for yourself.<\/p>\n

Then, no matter the heritage strategy adopted, but you need to act as soon as possible. This way you will be able to maintain your standard of living and easily move on to retirement.<\/p>\n

We often tend to postpone the time to take care of it. Serious error. It is necessary to save as soon as possible, even very modestly to start.<\/p>\n

Because the most important thing is not the amount of your savings. But it\u2019s the length of your investment that will leverage the duration.<\/p>\n

So you will do \u201cdouble shot\u201d. You are saving today for your retirement. Then, tomorrow you will be able to transmit to your relatives in the best tax conditions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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HOW TO OPTIMIZE YOUR RETIREMENT?<\/span><\/p>\n

The new Retirement Savings Plan (PER) allows you to build up savings for individuals or companies. The rules are more flexible. Exit to retirement: freedom of choice between pension or capital.<\/p>\n

The tax system is very attractive. Voluntary payments into a PER are tax deductible. You can therefore reinvest at the same time your tax savings obtained on a life insurance contract. By doing this double savings, you will optimize your capitalization.<\/p>\n

\u00a0 “Our favorite period of detention is Eternity”\u00a0 \u00a0(Warren Buffet)<\/b><\/em><\/p>\n<\/div>\n<\/div>\n

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OUR SERVICES<\/h4>\n