OPERATION OF GUARANTEES
> Payment of a lump sum capital = disability rate x disability capital, as soon as the disability rate, assessed on the basis of the standard scale of expertise, is greater than or equal to 5%.
> Payment of capital to the beneficiaries of the insured. In the case of children under the age of 12, the paid-up capital is equal to the amount of the funeral expenses up to the limit of 7500 € (on proof)
> Payment of a daily allowance in case of hospitalization of more than 24 hours, for a maximum of 30 days.
> Payment of the package in case of fractures, burns, serious sprains and broken teeth, limited to once a year and per insured.
> Accidents covered are defined in the Notice valid as general conditions.
> Payment limited to € 150 for grandchildren in the care of grandparents (according to the formula)
> Assistance services at the customer’s choice: an amount in euros to spend among the services offered according to the chosen formula:
> From the subscription: only put in relation for the listed services> Fracture: envelope of 100 € / year / insured
> Hospitalization: 100 € / year / insured
> Invalidity: 500 € / insured envelope
> Death: envelope of 500 € / insured
> The envelope can be used at the opening of the claim for 6 months.
> Examples of services offered: home help, psychological support, child-minding at school, occupational therapist, return-to-work assistance … (depending on the formula)
SIMPLE AND SECURING
> A flat-rate contract
> Assistance services to choose at the moment of the accident (Exclusivity)
> The subscription is possible in zero paper thanks to the electronic signature, and without medical formality
> A disability guarantee regardless of the formula
> In case of invalidity, immediate payment of 2/3 of the sum due without waiting for the state of health of the insured.
> Coverage of small accidents for grandchildren on guard at grandparents during school holidays
SUMMARY OF GUARANTEES
3 CHOICE FORMULAS
> Age from 18 to 75 years (depending on the formula)
> Death Death up to 100,000 € (depending on the formula)
> Invalidity capital up to 200.000 € (depending on the formula)
> IJ Hospitalization up to 100 € / day (depending on the formula)
> Package small accidents up to 300 € (according to the formula)> Assistance Included in all cases
CONDITIONS OF MEMBERSHIP
> No medical formalities
> Age limit for membership: 25 for a child and 75 for an adult (60 on the Integral formula)
> Age limit for benefits: at the 31/12 of the 25 years of the child and the 31/12 of the 80 years of the insured (and his spouse)
> Territoriality: Mainland France (excluding Corsica), DROM (excluding Mayotte including Saint Martin / Saint Barthélémy)
> Waiting time: None
> See the exclusions of certain sports