WHY SPECIAL INSURANCE FOR EXPATRIATE STUDENTS?

• 1 Students enrolled in a foreign educational institution to study for more than one year in most cases lose their social security rights in their country of origin.
• 2 The countries of destination of these students are among the countries where the cost of care is the most expensive in the world: United States, United Kingdom, Australia, Canada …
• 3 Local insurance can be very expensive without guaranteeing a comfortable coverage: – the reimbursements of health expenses are sometimes subject to important deductibles, – they do not offer other useful guarantees during a long stay at the residence. abroad, such as repatriation insurance or civil liability.
• 4 Expat-Student is the insurance formula specially designed for expatriate students for more than one year, which guarantees them coverage for the duration of their stay abroad and accompanies them with specific guarantees and services. Students do not need to take special steps, their contracts are renewed automatically without formality!

GUARANTEES

A PACK OF COMPLETE WARRANTIES

• Medical bills
• Repatriation assistance
• Juridic assistance
• Liability and privacy, internships and rentals
• Individual accident
• Insurance Review

MEDICAL BILLS

CEILING AND TYPE OF REFUND

Coverage of health expenses at 100% of actual costs and without deductible, up to 1 000 000 € with 2 methods of reimbursement:

• at the 1st euro
• in addition to the Caisse des Français de l’Étranger

ASSOCIATED SERVICES

• Direct payment of hospitalization costs worldwide, 7/7, 24 hours a day.
• 1st medical advice service: for advice before or after hospitalization or for more information about a symptom, diagnosis or treatment.
• Third-party payment service in the USA, valid for 57,000 pharmacies, 490,000 doctors and more than 5,000 hospitals.
• Third-party payment service in Mexico, valid for 850 doctors and 37 hospitals.
• Easy Claim Application: to simplify the sending of refund requests.

CONDITIONS

TERRITORY

Depending on the destination country of the student:

• Zone 1: Worldwide.
• Zone 2: Worldwide except Canada, China, United States, Hong Kong, Mexico, United Kingdom, Singapore and Switzerland.

DURATION OF COVERAGE

The contract is subscribed for a minimum duration of 12 months and is automatically renewed at each annual deadline (October 1st), for a maximum duration of coverage of 5 years.

MEDICAL FORMALITIES

Health Profile

TIMEOUT

• No waiting time for hospitalization and current medicine.
• 10 months for maternity expenses.

ELIGIBILITY

• The primary insured must have a status of school or student between 12 and 40 inclusive and stay abroad for studies.
• Spouse can also be covered, provided that he is a student himself and is 18 to 40 years old.
• The insured’s children can be covered up to 18 years old.