OBJECT OF THE CONTRACT

Health coverage of europatriates and expatriates in the Europe-Mediterranean zone. Duration more than 1 year.

FULLY MODULAR GUARANTEES

CHOICE

• Medical bills
• Repatriation assistance
• Civil liability privacy and legal assistance (can not be subscribed alone)
• Death capital / Loss of autonomy
• Compensation for work stoppage (involves the preliminary selection of a death benefit)

MEDICAL BILLS

CEILINGS AND TYPES OF REIMBURSEMENT

1st euro cover up to € 2,000,000 with:

3 offers:

• Essential for a basic cover
• Medium for intermediate coverage
• Extenso for a comfortable blanket

3 levels of guarantees:

• Hospitalization alone
• Hospitalization + Current Medicine-Maternity
• Hospitalization + Current Medicine-Maternity + Optics-Dental

3 repayment options: 100%, 90% or 80% of actual costs

ASSOCIATED SERVICES

• Direct payment of hospitalization costs worldwide, 7/7, 24 hours a day
• 1st medical advice service: for advice before or after hospitalization or for more information about a symptom, diagnosis or treatment.
• Third-party payment service in the USA, valid for 57,000 pharmacies, 490,000 doctors and more than 5,000 hospitals.
• Third-party payment service in Mexico, valid for 850 doctors and 37 hospitals.
• Easy Claim Application: to simplify the sending of refund requests

CONDITIONS

TERRITORIALITY: Worldwide (several coverage areas to choose from)

DURATION OF COVERAGE: Minimum duration of one year – contract to tacit renewal

MEDICAL FORMALITIES: Health profile (except if only Repatriation assistance and Private life and legal assistance guarantees are selected) + Medical report from age 60

WAITING TIME

• No waiting time for hospitalization and current medicine.
• 3 months for dental, periodontics and endodontics.
• 6 months for prosthesis and dental implants, orthodontic, optical.
• 10 months for maternity expenses.
• 12 months for spa treatments and thalassotherapy, medically assisted procreation and adoption costs.

Return